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About Vernon

Vernon
Nestled in the picturesque North Okanagan region, Vernon offers a unique blend of natural beauty, recreational opportunities, and a vibrant community spirit. Its proximity to Kelowna International Airport, just a short 30-minute drive, makes it a convenient location for frequent travelers and visitors alike.

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Neighbourhood Highlights

Recreation and Natural Attractions

Vernon is renowned for its stunning natural landscapes, including the serene Kalamalka Lake, often referred to as the "Lake of a Thousand Colors" due to its striking turquoise waters. This lake is perfect for boating, swimming, and picnicking. Additionally, Silver Star Mountain Resort, a popular destination for skiing, snowboarding, and mountain biking, is located just a short drive from the city, offering year-round outdoor activities.

Schools and Education

Families in Vernon benefit from a robust educational system, with several well-regarded schools serving the area. The Vernon School District (SD 22) includes a variety of elementary, middle, and secondary schools, providing quality education to the community. Vernon is also home to Okanagan College's Vernon campus, offering a range of post-secondary programs.

Neighbourhoods

Vernon boasts diverse neighbourhoods, each with its own unique charm. East Hill is known for its historic homes and tree-lined streets, while the Foothills offers newer developments with stunning views of the valley. The vibrant downtown area features local shops, restaurants, and cultural attractions, creating a lively urban atmosphere. The Mission Hill area provides a mix of residential options and is close to many of the city's amenities.

Community Spirit

Vernon is a community that celebrates its local culture and heritage. The city hosts numerous events and festivals throughout the year, such as the Vernon Winter Carnival and the Creative Chaos craft fair, fostering a strong sense of community and belonging among its residents.

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Frequently Asked Questions

I want to buy my first home in Kelowna. How do I start?
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Start by getting pre-approved for a mortgage. Pre-approval informs you of exactly how much you can spend and locks you in at the current interest rate for 90 days or more. This will let you browse properties knowing exactly what your budget is, which is particularly important when considering potential interest rate increases that can be set by the Bank of Canada.

What is the “best“ time of year to buy a home?
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Don’t wait for the “perfect” time to buy, it simply doesn’t exist. Prices are determined by many factors, such as supply and demand, the overall economy, and many other housing market conditions. The impact of these factors varies not just from city to city, but even neighbourhoods. The best indicator to focus on, when assessing your negotiating power as a buyer, is numbers of days on market for a particular property. Generally speaking, the longer it’s been on the market, the more likely the seller will be to negotiate the price!

What is mortgage loan insurance and how does it work?
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Many people believe that mortgage loan insurance protects the borrower, but that isn’t true! The purpose of Mortgage loan insurance is to protect the lender in case the borrower defaults on their payments. Because of this, lenders will take our insurance based on factors such as the down payment percentage, and pass those costs on to the homebuyer/borrower, to be paid either in installments or upfront.

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