One of Kelowna's most popular and fastest growing neighbourhoods, the Upper Mission neighbourhood has everything you could want in a community, and more.
The Upper Mission offers something for almost every buyer. Homes in this area are known for their fantastic views and the majority of buyers here will enjoy properties with great views of the Okanagan Lake and the surrounding vineyards and orchards. The Upper Mission is divided into many different smaller neighbourhoods and, while you may find a few older homes in these neighbourhoods, the majority of the homes are new.
Upper Mission is part of School District 23 which includes 16 Elementary Schools, 8 Middle Schools, and 5 Secondary Schools. Chute Lake Elementary School, École Dorothea Walker Elementary School, Canyon Falls Middle School, OKM Secondary School are all within the neighbourhood itself.
For lovers of the great outdoors Upper Mission provides easy access to hiking, snowshoeing, and mountain biking trails. And not to mention the outstanding public parks and protected parklands at Johns Family Nature Conservancy, Lebanon Creek, Bertram Park, Kuipers Peak, and The Boulderfields.
From the rolling hills at Kelowna’s south end and surrounded by parklands and vineyards, Upper Mission properties offer stunning views of Kelowna, Okanagan Lake, and West Kelowna. And you’re still only 15 minutes from the city centre!
Upper Mission got its name from the Okanagan Mission, the first non-native settlement in the Okanagan Valley. The Mission was founded by Father Pandosy, a French Catholic priest who arrived in the area in 1859.
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Start by getting pre-approved for a mortgage. Pre-approval informs you of exactly how much you can spend and locks you in at the current interest rate for 90 days or more. This will let you browse properties knowing exactly what your budget is, which is particularly important when considering potential interest rate increases that can be set by the Bank of Canada.
Don’t wait for the “perfect” time to buy, it simply doesn’t exist. Prices are determined by many factors, such as supply and demand, the overall economy, and many other housing market conditions. The impact of these factors varies not just from city to city, but even neighbourhoods. The best indicator to focus on, when assessing your negotiating power as a buyer, is numbers of days on market for a particular property. Generally speaking, the longer it’s been on the market, the more likely the seller will be to negotiate the price!
Many people believe that mortgage loan insurance protects the borrower, but that isn’t true! The purpose of Mortgage loan insurance is to protect the lender in case the borrower defaults on their payments. Because of this, lenders will take our insurance based on factors such as the down payment percentage, and pass those costs on to the homebuyer/borrower, to be paid either in installments or upfront.
