Central location, inviting atmosphere, and a variety of real estate options make Kelowna South one of the most sought-after neighbourhoods in all of Kelowna. Beaches, greenspaces, restaurants, entertainment, schools, you name it and you can find it in this historic Kelowna Neighbourhood, usually within walking distance!
Kelowna South is part of School District 23 which includes 16 Elementary Schools, 8 Middle Schools, and 5 Secondary Schools. Raymer Elementary, Casorso Elementary, KLO Middle,Central, and Kelowna Secondary schools are all within the neighbourhood itself.
There is no lack of recreation options in Kelowna South, but we’ll start with one of the shining gems: Boyce-Gyro Beach. Sandy, shallow, and packed with beach-necessities and lakefront recreation options, this is a must-visit in the summer months. There are also many parks and greenspaces to explore, including Kinsman, Munson Pond, and Millbridge Parks, not to mention many family-friendly public playgrounds, picnic areas, and the Golf Centre Kelowna driving range.
Kelowna General Hospital and the supporting medical community and infrastructure is located within Kelowna South, providing high-level and specialty medical care for the entire region. The Interior Heart and Surgical Centre was opened in 2015, making KGH the only hospital in the Interior Region that performs angioplasty and cardiac surgery.
Many influential and famous figures have called South Kelowna home, but none of them have had quite the long-lasting impact that Lord & Lady Aberdeen have had. Lord Aberdeen was the Governor-General of Canada from 1893 to 1898, and built the historic Guisachan House and Gardens for his wife, Lady Aberdeed, who named them 'Guisachan' or “Place of the Fir” in Gaelic after her childhood home in the Scottish Highlands. The lordly couple played a significant role in the development of Kelowna and the Okanagan valley as a whole during the formative years of the community.
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Start by getting pre-approved for a mortgage. Pre-approval informs you of exactly how much you can spend and locks you in at the current interest rate for 90 days or more. This will let you browse properties knowing exactly what your budget is, which is particularly important when considering potential interest rate increases that can be set by the Bank of Canada.
Don’t wait for the “perfect” time to buy, it simply doesn’t exist. Prices are determined by many factors, such as supply and demand, the overall economy, and many other housing market conditions. The impact of these factors varies not just from city to city, but even neighbourhoods. The best indicator to focus on, when assessing your negotiating power as a buyer, is numbers of days on market for a particular property. Generally speaking, the longer it’s been on the market, the more likely the seller will be to negotiate the price!
Many people believe that mortgage loan insurance protects the borrower, but that isn’t true! The purpose of Mortgage loan insurance is to protect the lender in case the borrower defaults on their payments. Because of this, lenders will take our insurance based on factors such as the down payment percentage, and pass those costs on to the homebuyer/borrower, to be paid either in installments or upfront.
