Looking for a convenient place to call home, close to the action, the beach, great restaurants, shopping and more? Downtown Kelowna is the place for you.
Kelowna North consists of Kelowna’s downtown. This is a great neighbourhood for those looking to live amongst the hustle and bustle of Kelowna. The area hosts some of Kelowna’s best restaurants and some fantastic shopping. City Centre Park offers some fantastic beaches and green spaces and is a frequent host to Kelowna’s many festivals and events. Kelowna North is a popular neighbourhood and has something for everyone. Much of Kelowna’s nightlife is concentrated in the downtown area, including pubs, movie theatres, live theatres, and much more. Kelowna North is also home to the Cultural District. The Cultural District is home to museums, art galleries, theatres and much more.
You’ll find many older homes as well as newer condos, including the Madison, one of Kelowna’s most sought after condos. One of the most desirable features of this neighbourhood is walkability. Great locally owned shops and restaurants are just a short stroll away. Kelowna North is continuing to grow and is a great place for investors.
Kelowna North / Downtown is part of School District 23 which includes 16 Elementary Schools, 8 Middle Schools, and 5 Secondary Schools. Bankhead Elementary School, Dr. Knox Middle School, Kelowna Secondary School and Several private preschool programs are all within the neighbourhood itself.
Take your pick from some of Kelowna’s best recreational options located right downtown including: City Park, Waterfront Park, the Kelowna Yacht Club, Kelowna Curling club, and Elk’s Stadium.
Living in Downtown Kelowna means having a completely walkable lifestyle. Downtown’s culture, wineries, breweries, beaches, and shops are tough to beat - and just steps away from each other!
The Spirit of Sail is one of Downtown Kelowna’s iconic waterfront sculpture, rising 12 meters tall and weighing in at close to 1820 kgs. Found at the west end of Bernard Ave, next to City Park, this masterpiece was created by local artist Robert Dow Reid and unveiled in 1978.
You can find an additional 17 pieces of public art on display along Downtown’s Cultural District, that display the local, regional and international cultures that enrich the Okanagan lifestyle.
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Start by getting pre-approved for a mortgage. Pre-approval informs you of exactly how much you can spend and locks you in at the current interest rate for 90 days or more. This will let you browse properties knowing exactly what your budget is, which is particularly important when considering potential interest rate increases that can be set by the Bank of Canada.
Don’t wait for the “perfect” time to buy, it simply doesn’t exist. Prices are determined by many factors, such as supply and demand, the overall economy, and many other housing market conditions. The impact of these factors varies not just from city to city, but even neighbourhoods. The best indicator to focus on, when assessing your negotiating power as a buyer, is numbers of days on market for a particular property. Generally speaking, the longer it’s been on the market, the more likely the seller will be to negotiate the price!
Many people believe that mortgage loan insurance protects the borrower, but that isn’t true! The purpose of Mortgage loan insurance is to protect the lender in case the borrower defaults on their payments. Because of this, lenders will take our insurance based on factors such as the down payment percentage, and pass those costs on to the homebuyer/borrower, to be paid either in installments or upfront.
