Rutland is part of School District 23 which includes 16 Elementary Schools, 8 Middle Schools, and 5 Secondary Schools. Five Elementary schools, Rutland Middle School, and Rutland Senior Secondary School are all located in the neighbourhood itself.
Rutland offers affordable properties for investors, first-time buyers, and growing families with its wide selection of lot sizes, residential amenities, numerous schools and convenient central location.
The local Mission Creek Greenway is one of Rutlands most attractive features, offering a beautiful trail that runs through the area and connects to Mission Park by Orchard Park Mall.
Nothing is far from Rutland: Downtown, Okanagan Lake, shopping, and reaction centers are all just minutes away, making this one of the most convenient and accessible neighbourhoods in Kelowna.
Rutland is part of School District 23 which includes 16 Elementary Schools, 8 Middle Schools, and 5 Secondary Schools. Five Elementary schools, Rutland Middle School, and Rutland Senior Secondary School are all located in the neighbourhood itself.
The Rutland Activity Centre and Sports fields offer convenient access to essentially all your recreation needs: from soccer to yoga, bowling to BMX. The YMCA located in Rutland also offers a pool and gymnasium. Several parks and trails can also be found throughout the neighbourhood, such as Ben Lee Park.
Rutland is one of the larger communities in Kelowna and this gives it a large variety in terms of real estate options. Large estates and new developments can be found, alongside smaller lots, townhomes, duplexes, apartments, and condominiums. No matter what kind of property you’re looking for, you can find it in Rutland!
The neighbourhood got its name from John “Hope” Rutland, one of the earliest European settlers in the area. Mr. Rutland is credited with planting the area’s first commercial orchards, along with the communities first large scale irrigation system. The area was given the Rutland name shortly after he sold his property, which was subdivided into lots to create a new distinct community.
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Start by getting pre-approved for a mortgage. Pre-approval informs you of exactly how much you can spend and locks you in at the current interest rate for 90 days or more. This will let you browse properties knowing exactly what your budget is, which is particularly important when considering potential interest rate increases that can be set by the Bank of Canada.
Don’t wait for the “perfect” time to buy, it simply doesn’t exist. Prices are determined by many factors, such as supply and demand, the overall economy, and many other housing market conditions. The impact of these factors varies not just from city to city, but even neighbourhoods. The best indicator to focus on, when assessing your negotiating power as a buyer, is numbers of days on market for a particular property. Generally speaking, the longer it’s been on the market, the more likely the seller will be to negotiate the price!
Many people believe that mortgage loan insurance protects the borrower, but that isn’t true! The purpose of Mortgage loan insurance is to protect the lender in case the borrower defaults on their payments. Because of this, lenders will take our insurance based on factors such as the down payment percentage, and pass those costs on to the homebuyer/borrower, to be paid either in installments or upfront.